OUR fees: Only pay for what you use
For residents in the Caribbean
Send money
Transfer money between family & friends, or from your account.
Use the CARIBPAY MASTERcard
Get a new card, spend abroad, and get cash out from ATMs.
Receive and add money
Get paid into or add money to your account.
Hold money in your account
Keep 50+ currencies in your account.
Fair prices, no hidden fees
No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.
Registering with CaribPay
Opening an account
free
Sending money
Sending money to anyone
Fee applies to all currencies
From 0.5%
Spending with your card
Withdrawing $200 XCD per month per account
2 or less withdrawals
ATM fees over $200 XCD per month per account
+ 0.50 XCD per withdrawal
Contactless Card Funding transactions
Applies to transactions that put money on a CaribPay card from the wallet.
Getting the CaribPay prepaid reloadable debit card
No subscription fees
Converting money
Fee varies by currency
free
3.25%
1%
$75 XCD
From 0.41%
Moving money on/off your account
Account Funding transaction at our locations
Withdrawing funds at our locations
Moving money on/off using the app
Applies to transactions that put money on a CaribPay card from the wallet.
4%
4%
1% (3% if using a Credit/Debit card)
Holding money in your account
Hold 50+ currencies
Invest with CaribPay
Invest in our property program across the Caribbean
Free
0.55% (annual fee)
Receiving money
Receiving money in 10 currencies
Receive XCD, AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD
Receiving money
Receive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD
Free
Free
Low, and getting lower
We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.
Radically transparent
We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.
Fair for all
You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.
