OUR fees: Only pay for what you use

For residents in the Caribbean

Send money

Transfer money between family & friends, or from your account.

Use the CARIBPAY MASTERcard

Get a new card, spend abroad, and get cash out from ATMs.

Receive and add money

Get paid into or add money to your account.

Hold money in your account

Keep 50+ currencies in your account.

Fair prices, no hidden fees

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

 

Registering with CaribPay

Opening an account

free

Sending money

Sending money to anyone

Fee applies to all currencies

From 0.5%

Spending with your card

Withdrawing $200 XCD per month per account

2 or less withdrawals

ATM fees over $200 XCD per month per account

+ 0.50 XCD per withdrawal

Contactless Card Funding transactions

Applies to transactions that put money on a CaribPay card from the wallet.

Getting the CaribPay prepaid reloadable debit card

No subscription fees

Converting money

Fee varies by currency

free

3.25%

1%

$75 XCD

From 0.41%

Moving money on/off your account

Account Funding transaction at our locations

Withdrawing funds at our locations

Moving money on/off using the app

Applies to transactions that put money on a CaribPay card from the wallet.

4%

4%

1% (3% if using a Credit/Debit card)

Holding money in your account

Hold 50+ currencies

Invest with CaribPay

Invest in our property program across the Caribbean

Free

0.55% (annual fee)

Receiving money

Receiving money in 10 currencies

Receive XCD, AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD

Receiving money

Receive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD

Free

Free

Low, and getting lower

We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.

Radically transparent

We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.

Fair for all

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.